|
| |
|
|
|
Dental insurance from Security Life Insurance
Company of America.. Comprehensive coverage throughout the US.
Freedom to choose your own dentist.
|
|
The Competitor Smile Plus Dental Insurance plan offers you access to quality, affordable dental coverage for your entire family. Coverage is provided for
preventative, basic and major dental services. No network
restrictions - You can use your own dentist.
|
|
After you meet the service-specific calendar
deductible of $50, Smile Dental insurance pays a percentage of covered services to
the selected yearly maximums: $750, $1,000 or $1,500.
|
|
Competitor Smile Dental Insurance Plan
| Dental
Insurance Plan Features
|
-
Freedom to choose any Dentist
-
Pays based on the Reasonable and Customary Fees
-
Personal Portability
-
100% Benefits for Preventive Care (No waiting period)
-
Direct Bill, Automatic Bank Draft, Visa, MasterCard, or Discover
|
|
Covered Expenses
The Competitor Smile Dental Plan
|
|
Deductibles
and benefit maximums are per Covered Person.
Preventative Services (Exams,
Cleanings, Fluoride Treatments)
- No Waiting Period - Covered
100%
Basic Services (X-rays, Fillings,
Extractions and Oral Surgery)
- No Waiting Period - Pays 20%
YEAR ONE - Pays 40% YEAR TWO - Pays 60% YEAR THREE and
AFTER.
Major Services (Crowns, Bridges,
Dentures and Root Canals)
- No Waiting Period - Pays 10%
YEAR ONE - Pays 25% YEAR TWO - Pays 50% YEAR THREE and
AFTER.
NOTICE: This site provides a
very brief description of some important features of The
Competitor Smile Dental Plan. The complete terms, provisions
and conditions of coverage are described in the actual
Certificate of Insurance that will be issued upon approval of
application. AlI benefits are subject to the master policy
series GH-112-38090 issued to the Voluntary Group Trust.
Download
Brochure
|
|
|
|
|
|
Competitor Smile Dental insurance plan offers
you access to high quality, affordable dental coverage for your entire
family. Coverage is provided for preventive, basic and major dental
services.
How are benefits covered?
Competitor Smile Dental pays benefits for each covered person in the
following manner:
First, you meet the $50.00 Calendar
Year Deductible per person.
(Maximum of three individual deductibles per family)
Then Competitor Smile Dental pays a
percentage
of covered expenses based on the Reasonable and Customary (R&C) fees
for those Covered Expenses. You can select your own dentist.
|
Who is eligible for this coverage?
This plan is offered to individuals and their spouse ages 18 through 64
and their eligible dependents (unmarried children from birth to age 19 or
23 if a full-time student Ñ this is subject to state requirements.)
Coverage may also be obtained by individuals and their spouse ages 65 and
older.
When does my coverage start?
Coverage starts on the effective date. The effective date issued will
begin on the 1st of the month (at 12:00 a.m.), following HPA, Inc.'s
receipt of the completed Enrollment Form and payment of the first month of
premium.
What are my payment options?
You can pay in monthly installments by check, credit card, or auto bank
withdrawal. We accept MasterCard, Visa or Discover credit cards.
This site provides a brief description
of the benefits, exclusions and other provisions of the policy or
certificate Form Master Policy #GH-1112-38090 issued to the Voluntary
Group Trust. For a complete listing, see the policy or certificate.
Benefits may vary in different states. This dental insurance plan may not
be available in all states. ©2003 HPA, Inc. All rights reserved.
S105121 (10/03)
|
- Questions?
- Toll Free: (800) 544-9505
|
|
Use and Disclaimer
|
- Copyright© 2008, LTCC, Inc.
- Member Better Business Bureau
- National Business Association
|
|
|
